Performance Indicators
Updated on 24 February 2023
Performance indicators for capital operations
| From calendar year 2016 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|
| Amount financed | |||||||||
| Number of projects | 294 | 2 | 3 | 13 | 32 | 52 | 83 | 97 | 12 |
| Nominal amount funded | €298,051,802.00 | €1,028,500.00 | €630,500.00 | €5,139,000.00 | €24,185,000.00 | €45,393,000.00 | €90,583,802.00 | €119,742,000.00 | €11,350,000.00 |
| Weighted average loan duration | 20 months | 24 months | 18 months | 20 months | 21 months | 20 months | 21 months | 20 months | 21 months |
| Weighted average annual rate | 9.90% | 10.00% | 10.33% | 10.12% | 9.83% | 9.86% | 9.93% | 9.86% | 10.17% |
| Reimbursement | |||||||||
| Nominal repaid | €92,989,041.21 | €1,028,500.00 | €630,500.00 | €4,931,421.00 | €19,841,762.00 | €34,672,194.21 | €25,194,904.00 | €6,689,760.00 | €0.00 |
| Portion of the reimbursed capital | 31.20% | 100.00% | 100.00% | 95.96% | 82.04% | 76.38% | 27.81% | 5.59% | 0.00% |
| Interest paid | €19,608,634.48 | €197,430.00 | €87,050.00 | €801,948.74 | €2,871,962.91 | €5,040,982.48 | €6,876,673.81 | €3,732,586.54 | €0.00 |
| Provisions/Losses | €5,028,951.34 | €0.00 | €0.00 | €127,579.00 | €2,610,700.00 | €2,290,672.34 | €0.00 | €0.00 | €0.00 |
| Fully reimbursed | |||||||||
| Number of projects | 111 | 2 | 3 | 11 | 26 | 37 | 27 | 5 | 0 |
| Nominal amount returned | €79,353,000.00 | €1,028,500.00 | €630,500.00 | €4,255,000.00 | €18,175,000.00 | €30,939,000.00 | €20,195,000.00 | €4,130,000.00 | €0.00 |
| Interest paid | €8,880,709.10 | €197,430.00 | €87,050.00 | €576,730.54 | €2,235,371.41 | €3,834,353.17 | €1,712,544.45 | €237,229.53 | €0.00 |
| Tracking outstanding balances | |||||||||
| Number of projects | 149 | 0 | 0 | 1 | 0 | 4 | 41 | 91 | 12 |
| Nominal repaid | €8,412,814.00 | €0.00 | €0.00 | €320,000.00 | €0.00 | €987,500.00 | €4,545,554.00 | €2,559,760.00 | €0.00 |
| Interest paid | €8,177,841.52 | €0.00 | €0.00 | €67,600.00 | €0.00 | €487,606.15 | €4,127,278.36 | €3,495,357.01 | €0.00 |
| Nominal amount outstanding | €176,372,988.00 | €0.00 | €0.00 | €80,000.00 | €0.00 | €3,086,500.00 | €49,344,248.00 | €112,512,240.00 | €11,350,000.00 |
| Remaining interest to be paid | €25,206,905.95 | €0.00 | €0.00 | €3,900.00 | €0.00 | €684,578.25 | €6,129,556.77 | €16,450,620.93 | €1,938,250.00 |
| 0 to 6 months behind schedule | |||||||||
| Number of projects | 26 | 0 | 0 | 0 | 2 | 8 | 15 | 1 | 0 |
| Amount returned | €3,628,178.55 | €0.00 | €0.00 | €0.00 | €1,367,462.00 | €1,806,366.55 | €454,350.00 | €0.00 | €0.00 |
| Interest paid | €1,975,815.16 | €0.00 | €0.00 | €0.00 | €310,000.00 | €628,964.16 | €1,036,851.00 | €0.00 | €0.00 |
| Outstanding nominal amount | €23,660,821.45 | €0.00 | €0.00 | €0.00 | €1,732,538.00 | €5,343,633.45 | €16,044,650.00 | €540,000.00 | €0.00 |
| Remaining interest payable | €3,804,403.67 | €0.00 | €0.00 | €0.00 | €546,666.46 | €1,146,099.19 | €2,052,238.03 | €59,400.00 | €0.00 |
| Overdue more than 6 months and/or bankruptcy proceedings | |||||||||
| Number of projects | 8 | 0 | 0 | 1 | 4 | 3 | 0 | 0 | 0 |
| Nominal amount returned | €1,595,048.66 | €0.00 | €0.00 | €356,421.00 | €299,300.00 | €939,327.66 | €0.00 | €0.00 | €0.00 |
| Interest paid | €574,268.70 | €0.00 | €0.00 | €157,618.20 | €326,591.50 | €90,059.00 | €0.00 | €0.00 | €0.00 |
| Outstanding nominal amount | €5,028,951.34 | €0.00 | €0.00 | €127,579.00 | €2,610,700.00 | €2,290,672.34 | €0.00 | €0.00 | €0.00 |
| Remaining interest payable | €1,080,709.62 | €0.00 | €0.00 | €40,921.65 | €443,817.65 | €595,970.32 | €0.00 | €0.00 | €0.00 |
| Definitive loss | |||||||||
| Number of projects | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Interest paid | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Nominal amount outstanding | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Return rate | |||||||||
| Internal return rate net of risk * | 8.81% | 9.86% | 10.36% | 10.26% | 3.94% | 7.22% | 10.10% | 10.18% | 0.00% |
| Maximum possible internal return rate | 9.64% | 9.86% | 10.36% | 11.16% | 9.70% | 9.49% | 10.10% | 10.18% | 0.00% |
| Annualized risk-related cost * | 0.83% | 0.00% | 0.00% | 1.07% | 5.76% | 2.27% | 0.00% | 0.00% | 0.00% |
*The internal return rate net of risk is calculated as follows: Raizers considers that for loans that are more than six months overdue and/or in collective proceedings, 50% of the value of the remaining units can be recovered in the event of a security interest (mortgage, security trust). This means that the sum of the future flows and any instalments already paid corresponds to 50% of the estimated value of the remaining units. In the absence of a security interest, future flows are provisioned at 100% and therefore considered as zero. The presented risk-related cost is therefore particularly pessimistic because it does not take into account a higher recovery.
Performance indicators for equities operations
Updated on 13 June 2022
|
From calendar year 2015 |
2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|
| Share issue | ||||||
| Amount raised | €13,911,575.00 | €1,607,374.00 | €3,515,730.00 | €6,624,662.00 | €1,463,158.00 | €700,651.00 |
| Number of projects funded | 31 | 7 | 7 | 10 | 5 | 2 |
| Average amount raised | €448,760.00 | €229,625.00 | €502,247.00 | €662,466.00 | €292,632.00 | €350,326.00 |
| % innovation | 47.00% | 34.00% | 22.00% | 54.00% | 67.00% | 100.00% |
| % traditional sector | 52.00% | 66.00% | 78.00% | 46.00% | 33.00% | 0.00% |
| Number of positive exits | 6 | 4 | 1 | 1 | 0 | 0 |
| Number of defaults | 8 | 2 | 4 | 2 | 0 | 0 |
| Average duration of collects | 102 months | 0 months | 0 months | 0 months | 0 months | 0 months |
| Average investment per operation | €11,402.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Health indicators of the operations
|
Lauzun by AMILCAR
|
Mar 2023
86 Montreuil by Commercial IGP
|
Mar 2023
|
|
Via Pellice by Real Estate Torino
|
Mar 2023
La Cigale by Foncière Hippolyte Perpignan
|
Mar 2023
|
|
Bergeries Campana by CAPA
|
Feb 2023
Saint-Maur-des-Fossés by MBKM
|
Feb 2023
|
|
Limonest by MARX Invest
|
Feb 2023
Oullins by FB Promotion
|
Feb 2023
|
|
Vescovato by Luma
|
Feb 2023
Nice Sola by OSCAR DEVELOPPEMENT
|
Jan 2023
|
|
La Cour de Louis by OSCAR DEVELOPPEMENT
|
Jan 2023
Villa Kerane by FINANCE IMMO
|
Jan 2023
|
|
La Calade by MV Invest
|
Jan 2023
Saint Aygulf by Les Rives d'Or
|
Jan 2023
|
|
Lentilly by MARX Invest
|
Jan 2023
Rua Cardiff by CARDIFF 40
|
Jan 2023
|
|
Le Clos Saint Erembert by Fimmo
|
Jan 2023
Ecully by FB Promotion
|
Dec 2022
|
|
Petinella by VP Group
|
Dec 2022
Penthouse Cannes by AW Invest
|
Dec 2022
|
|
Lauzun by AMILCAR Mar 2023 |
|
86 Montreuil by Commercial IGP Mar 2023 |
|
Via Pellice by Real Estate Torino Mar 2023 |
|
La Cigale by Foncière Hippolyte Perpignan Mar 2023 |
|
Bergeries Campana by CAPA Feb 2023 |
|
Saint-Maur-des-Fossés by MBKM Feb 2023 |
|
Limonest by MARX Invest Feb 2023 |
|
Oullins by FB Promotion Feb 2023 |
|
Vescovato by Luma Feb 2023 |
|
Nice Sola by OSCAR DEVELOPPEMENT Jan 2023 |
|
La Cour de Louis by OSCAR DEVELOPPEMENT Jan 2023 |
|
Villa Kerane by FINANCE IMMO Jan 2023 |
|
La Calade by MV Invest Jan 2023 |
|
Saint Aygulf by Les Rives d'Or Jan 2023 |
|
Lentilly by MARX Invest Jan 2023 |
|
Rua Cardiff by CARDIFF 40 Jan 2023 |
|
Le Clos Saint Erembert by Fimmo Jan 2023 |
|
Ecully by FB Promotion Dec 2022 |
|
Petinella by VP Group Dec 2022 |
|
Penthouse Cannes by AW Invest Dec 2022 |