Performance Indicators
Updated on 7 July 2023
Performance indicators for capital operations
| From calendar year 2016 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | |
|---|---|---|---|---|---|---|---|---|---|
| Amount financed | |||||||||
| Number of projects | 317 | 2 | 3 | 13 | 32 | 52 | 83 | 96 | 36 |
| Nominal amount funded | €322,062,971.00 | €1,028,500.00 | €630,500.00 | €5,139,000.00 | €24,185,000.00 | €45,393,000.00 | €90,244,971.00 | €118,662,000.00 | €36,780,000.00 |
| Weighted average loan duration | 0 months | 24 months | 18 months | 20 months | 21 months | 20 months | 21 months | 20 months | 21 months |
| Weighted average annual rate | 0.00% | 10.00% | 10.33% | 10.12% | 9.83% | 9.86% | 9.93% | 9.85% | 10.06% |
| Reimbursement | |||||||||
| Nominal repaid | €109,301,534.75 | €1,028,500.00 | €630,500.00 | €4,971,421.00 | €19,841,762.00 | €35,401,562.10 | €33,736,894.27 | €13,690,895.38 | €0.00 |
| Portion of the reimbursed capital | 33.94% | 100.00% | 100.00% | 96.74% | 82.04% | 77.99% | 37.38% | 11.54% | 0.00% |
| Interest paid | €23,872,942.48 | €197,430.00 | €87,050.00 | €804,548.74 | €2,871,962.91 | €5,274,290.29 | €8,350,430.76 | €5,552,179.78 | €735,050.00 |
| Provisions/Losses | €5,028,951.34 | €0.00 | €0.00 | €127,579.00 | €2,610,700.00 | €2,290,672.34 | €0.00 | €0.00 | €0.00 |
| Fully reimbursed | |||||||||
| Number of projects | 124 | 2 | 3 | 11 | 26 | 38 | 34 | 10 | 0 |
| Nominal amount returned | €90,922,101.60 | €1,028,500.00 | €630,500.00 | €4,255,000.00 | €18,175,000.00 | €31,439,000.00 | €25,864,101.60 | €9,530,000.00 | €0.00 |
| Interest paid | €10,969,450.13 | €197,430.00 | €87,050.00 | €576,730.54 | €2,235,371.41 | €3,973,992.21 | €3,288,309.17 | €610,566.80 | €0.00 |
| Tracking outstanding balances | |||||||||
| Number of projects | 155 | 0 | 0 | 1 | 0 | 4 | 29 | 85 | 36 |
| Nominal repaid | €9,208,324.38 | €0.00 | €0.00 | €360,000.00 | €0.00 | €987,500.00 | €3,699,929.00 | €4,160,895.38 | €0.00 |
| Interest paid | €9,403,603.10 | €0.00 | €0.00 | €70,200.00 | €0.00 | €487,606.15 | €3,169,133.97 | €4,941,612.98 | €735,050.00 |
| Nominal amount outstanding | €179,552,675.62 | €0.00 | €0.00 | €40,000.00 | €0.00 | €3,086,500.00 | €35,215,071.00 | €104,431,104.62 | €36,780,000.00 |
| Remaining interest to be paid | €25,507,334.80 | €0.00 | €0.00 | €1,300.00 | €0.00 | €684,578.25 | €4,671,394.45 | €14,236,063.21 | €5,913,998.89 |
| 0 to 6 months behind schedule | |||||||||
| Number of projects | 30 | 0 | 0 | 0 | 2 | 7 | 20 | 1 | 0 |
| Amount returned | €7,576,060.11 | €0.00 | €0.00 | €0.00 | €1,367,462.00 | €2,035,734.44 | €4,172,863.67 | €0.00 | €0.00 |
| Interest paid | €2,925,620.55 | €0.00 | €0.00 | €0.00 | €310,000.00 | €722,632.93 | €1,892,987.62 | €0.00 | €0.00 |
| Outstanding nominal amount | €28,179,809.29 | €0.00 | €0.00 | €0.00 | €1,732,538.00 | €4,614,265.56 | €21,293,005.73 | €540,000.00 | €0.00 |
| Remaining interest payable | €5,650,389.58 | €0.00 | €0.00 | €0.00 | €649,941.20 | €1,092,982.63 | €3,848,065.75 | €59,400.00 | €0.00 |
| Overdue more than 6 months and/or bankruptcy proceedings | |||||||||
| Number of projects | 8 | 0 | 0 | 1 | 4 | 3 | 0 | 0 | 0 |
| Nominal amount returned | €1,595,048.66 | €0.00 | €0.00 | €356,421.00 | €299,300.00 | €939,327.66 | €0.00 | €0.00 | €0.00 |
| Interest paid | €574,268.70 | €0.00 | €0.00 | €157,618.20 | €326,591.50 | €90,059.00 | €0.00 | €0.00 | €0.00 |
| Outstanding nominal amount | €5,028,951.34 | €0.00 | €0.00 | €127,579.00 | €2,610,700.00 | €2,290,672.34 | €0.00 | €0.00 | €0.00 |
| Remaining interest payable | €1,294,528.33 | €0.00 | €0.00 | €40,921.65 | €443,817.65 | €809,789.03 | €0.00 | €0.00 | €0.00 |
| Definitive loss | |||||||||
| Number of projects | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Interest paid | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Nominal amount outstanding | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
| Return rate | |||||||||
| Internal return rate net of risk * | 9.25% | 9.86% | 10.36% | 10.26% | 3.84% | 7.22% | 10.34% | 10.06% | 9.91% |
| Maximum possible internal return rate | 10.03% | 9.86% | 10.36% | 11.16% | 9.60% | 9.53% | 10.34% | 10.06% | 9.91% |
| Annualized risk-related cost * | 0.77% | 0.00% | 0.00% | 0.91% | 5.76% | 2.31% | 0.00% | 0.00% | 0.00% |
*The internal return rate net of risk is calculated as follows: Raizers considers that for loans that are more than six months overdue and/or in collective proceedings, 50% of the value of the remaining units can be recovered in the event of a security interest (mortgage, security trust). This means that the sum of the future flows and any instalments already paid corresponds to 50% of the estimated value of the remaining units. In the absence of a security interest, future flows are provisioned at 100% and therefore considered as zero. The presented risk-related cost is therefore particularly pessimistic because it does not take into account a higher recovery.
Performance indicators for equities operations
Updated on 13 June 2022
|
From calendar year 2015 |
2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|
| Share issue | ||||||
| Amount raised | €13,911,575.00 | €1,607,374.00 | €3,515,730.00 | €6,624,662.00 | €1,463,158.00 | €700,651.00 |
| Number of projects funded | 31 | 7 | 7 | 10 | 5 | 2 |
| Average amount raised | €448,760.00 | €229,625.00 | €502,247.00 | €662,466.00 | €292,632.00 | €350,326.00 |
| % innovation | 47.00% | 34.00% | 22.00% | 54.00% | 67.00% | 100.00% |
| % traditional sector | 52.00% | 66.00% | 78.00% | 46.00% | 33.00% | 0.00% |
| Number of positive exits | 6 | 4 | 1 | 1 | 0 | 0 |
| Number of defaults | 8 | 2 | 4 | 2 | 0 | 0 |
| Average duration of collects | 102 months | 0 months | 0 months | 0 months | 0 months | 0 months |
| Average investment per operation | €11,402.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Health indicators of the operations
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Madison by Participations et Investissements
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Aug 2023
Pierrefitte-sur-Seine by IRDAP
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Aug 2023
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Casa Cordilheira by N&N BUILDINGS
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Jul 2023
Greuze by MKAA
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Jul 2023
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La Queue en Brie by MGA
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Jul 2023
Sainte-Lucie by MMB
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Jul 2023
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Gisèle by Groupe Nihad Adame
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Jul 2023
Le LUX by Jocethad
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Jun 2023
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Jun 2023
Villa Amor Amor by Prestige & Classic Design
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Jun 2023
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Valendalle by Luma
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Jun 2023
Rue de la Prévoyance by AB GROUP HOLDING
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Jun 2023
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Maison Groane by La Nuova Immobiliare
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May 2023
Brise Marine by CRT Promotion
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May 2023
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Haute Bonne by SASU HABERE
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May 2023
Corvera by Mediterranean Reit
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May 2023
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Le Sorbier by GM Promotion Immobilière
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May 2023
9 Lardennois by SAS Lardennois
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Apr 2023
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La Frégate by Via Construction
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Apr 2023
Rue Sauvage by CIGD
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Apr 2023
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Madison by Participations et Investissements Aug 2023 |
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Pierrefitte-sur-Seine by IRDAP Aug 2023 |
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Casa Cordilheira by N&N BUILDINGS Jul 2023 |
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Greuze by MKAA Jul 2023 |
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La Queue en Brie by MGA Jul 2023 |
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Sainte-Lucie by MMB Jul 2023 |
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Gisèle by Groupe Nihad Adame Jul 2023 |
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Le LUX by Jocethad Jun 2023 |
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Jun 2023 |
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Villa Amor Amor by Prestige & Classic Design Jun 2023 |
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Valendalle by Luma Jun 2023 |
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Rue de la Prévoyance by AB GROUP HOLDING Jun 2023 |
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Maison Groane by La Nuova Immobiliare May 2023 |
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Brise Marine by CRT Promotion May 2023 |
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Haute Bonne by SASU HABERE May 2023 |
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Corvera by Mediterranean Reit May 2023 |
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Le Sorbier by GM Promotion Immobilière May 2023 |
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9 Lardennois by SAS Lardennois Apr 2023 |
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La Frégate by Via Construction Apr 2023 |
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Rue Sauvage by CIGD Apr 2023 |