Performance Indicators
Updated on 11 February 2025
Global indicators
From calendar year 2016 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
---|---|---|---|---|---|---|---|---|---|
Amount financed | |||||||||
Number of projects | 408 | 13 | 32 | 52 | 83 | 94 | 73 | 54 | 2 |
Nominal amount funded | €408,137,869.40 | €5,139,000.00 | €24,185,000.00 | €45,393,000.00 | €90,583,869.40 | €116,362,000.00 | €75,147,000.00 | €48,329,000.00 | €1,340,000.00 |
Weighted average loan duration | 21 months | 29 months | 19 months | 22 months | 21 months | 21 months | 20 months | 19 months | 24 months |
Weighted average annual rate | 10.20% | 10.96% | 9.73% | 9.60% | 9.94% | 9.86% | 10.65% | 11.51% | 11.45% |
Reimbursement | |||||||||
Nominal repaid | €199,237,197.69 | €5,066,421.00 | €19,974,300.00 | €37,849,098.37 | €53,567,476.81 | €52,352,384.76 | €22,078,237.83 | €6,690,278.92 | €0.00 |
Portion of the reimbursed capital | 48.82% | 99.00% | 83.00% | 83.00% | 59.00% | 45.00% | 29.00% | 14.00% | 0.00% |
Interest paid | €40,989,999.89 | €805,848.74 | €2,985,216.91 | €5,527,166.42 | €11,320,694.16 | €13,386,666.09 | €4,939,398.99 | €1,740,528.58 | €0.00 |
Provisions/Losses | €44,685,374.91 | €0.00 | €0.00 | €7,085,568.63 | €18,569,854.59 | €18,469,951.69 | €560,000.00 | €0.00 | €0.00 |
Reimbursement details
From calendar year 2016 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
---|---|---|---|---|---|---|---|---|---|
Fully reimbursed | |||||||||
Number of projects | 189 | 12 | 27 | 42 | 49 | 33 | 18 | 3 | 0 |
Nominal amount returned | €163,347,869.40 | €4,655,000.00 | €19,675,000.00 | €33,983,000.00 | €44,840,869.40 | €45,155,000.00 | €12,080,000.00 | €1,300,000.00 | €0.00 |
Interest paid | €22,809,674.72 | €648,230.54 | €2,498,625.41 | €4,654,139.59 | €6,661,235.28 | €6,801,444.98 | €1,190,332.47 | €71,186.45 | €0.00 |
Tracking outstanding balances | |||||||||
Number of projects | 88 | 0 | 0 | 0 | 0 | 4 | 32 | 50 | 2 |
Nominal repaid | €10,499,927.26 | €0.00 | €0.00 | €0.00 | €0.00 | €2,279,000.50 | €2,830,647.84 | €5,390,278.92 | €0.00 |
Interest paid | €4,903,858.37 | €0.00 | €0.00 | €0.00 | €0.00 | €711,044.85 | €2,523,471.39 | €1,669,342.13 | €0.00 |
Nominal amount outstanding | €77,043,072.74 | €0.00 | €0.00 | €0.00 | €0.00 | €4,622,999.50 | €32,941,352.16 | €38,138,721.08 | €1,340,000.00 |
Remaining interest to be paid | €12,940,398.87 | €0.00 | €0.00 | €0.00 | €0.00 | €1,164,493.17 | €4,980,949.59 | €6,488,156.11 | €306,800.00 |
0 to 6 months behind contractual schedule | |||||||||
Number of projects | 18 | 0 | 0 | 0 | 0 | 10 | 8 | 0 | 0 |
Nominal repaid | €7,189,231.35 | €0.00 | €0.00 | €0.00 | €0.00 | €456,672.36 | €6,732,558.99 | €0.00 | €0.00 |
Intérêts versés | €1,558,340.85 | €0.00 | €0.00 | €0.00 | €0.00 | €1,140,465.85 | €417,875.00 | €0.00 | €0.00 |
Outstanding nominal amount | €13,040,768.65 | €0.00 | €0.00 | €0.00 | €0.00 | €9,553,327.64 | €3,487,441.01 | €0.00 | €0.00 |
Remaining interest payable | €2,497,204.75 | €0.00 | €0.00 | €0.00 | €0.00 | €1,184,336.48 | €1,312,868.27 | €0.00 | €0.00 |
0 to 6 months behind schedule | |||||||||
Number of projects | 33 | 0 | 0 | 0 | 2 | 17 | 13 | 1 | 0 |
Amount returned | €2,736,180.74 | €0.00 | €0.00 | €0.00 | €208,000.00 | €2,093,149.74 | €435,031.00 | €0.00 | €0.00 |
Interest paid | €2,995,596.71 | €0.00 | €0.00 | €0.00 | €427,328.00 | €1,760,548.58 | €807,720.13 | €0.00 | €0.00 |
Outstanding nominal amount | €33,803,819.26 | €0.00 | €0.00 | €0.00 | €1,317,000.00 | €17,906,850.26 | €11,079,969.00 | €3,500,000.00 | €0.00 |
Remaining interest payable | €4,571,955.49 | €0.00 | €0.00 | €0.00 | €107,840.55 | €2,590,172.62 | €1,418,942.32 | €455,000.00 | €0.00 |
Overdue more than 6 months according to the contract | |||||||||
Number of projects | 12 | 0 | 0 | 0 | 6 | 6 | 0 | 0 | 0 |
Nominal repaid | €3,318,992.00 | €0.00 | €0.00 | €0.00 | €3,118,992.00 | €200,000.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €2,523,983.54 | €0.00 | €0.00 | €0.00 | €1,323,408.54 | €1,200,575.00 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €8,946,008.00 | €0.00 | €0.00 | €0.00 | €2,731,008.00 | €6,215,000.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €1,558,113.29 | €0.00 | €0.00 | €0.00 | €824,652.90 | €733,460.39 | €0.00 | €0.00 | €0.00 |
Overdue more than 6 months | |||||||||
Number of projects | 42 | 0 | 0 | 9 | 18 | 14 | 1 | 0 | 0 |
Nominal amount returned | €6,852,625.09 | €0.00 | €0.00 | €3,774,431.37 | €1,698,145.41 | €1,380,048.31 | €0.00 | €0.00 | €0.00 |
Interest paid | €3,535,127.98 | €0.00 | €0.00 | €782,967.83 | €1,231,416.83 | €1,520,743.32 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €44,685,374.91 | €0.00 | €0.00 | €7,085,568.63 | €18,569,854.59 | €18,469,951.69 | €560,000.00 | €0.00 | €0.00 |
Remaining interest payable | €3,867,968.14 | €0.00 | €0.00 | €130,160.66 | €1,232,611.26 | €2,505,196.22 | €0.00 | €0.00 | €0.00 |
Bankruptcy proceedings | |||||||||
Number of projects | 26 | 1 | 5 | 1 | 8 | 10 | 1 | 0 | 0 |
Nominal repaid | €5,292,371.85 | €411,421.00 | €299,300.00 | €91,667.00 | €3,701,470.00 | €788,513.85 | €0.00 | €0.00 | €0.00 |
Interest paid | €2,663,417.72 | €157,618.20 | €486,591.50 | €90,059.00 | €1,677,305.51 | €251,843.51 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €31,381,628.15 | €72,579.00 | €4,210,700.00 | €458,333.00 | €14,398,530.00 | €7,241,486.15 | €5,000,000.00 | €0.00 | €0.00 |
Remaining interest payable | €2,780,731.80 | €0.00 | €195,100.50 | €245,402.00 | €334,641.10 | €1,180,588.20 | €825,000.00 | €0.00 | €0.00 |
Definitive loss | |||||||||
Number of projects | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Nominal amount outstanding | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Return rate | |||||||||
Internal return rate net of risk * | 6.77% | 10.93% | 6.51% | 4.19% | 1.57% | 7.26% | 10.00% | 12.17% | 11.45% |
Maximum possible internal return rate | 10.38% | 11.08% | 9.42% | 9.75% | 10.07% | 10.03% | 10.86% | 12.02% | 11.45% |
Annualized risk-related cost * | 3.61% | 0.15% | 2.91% | 5.56% | 8.50% | 2.76% | 0.87% | -0.14% | 0.00% |
*The internal rate of return net of risk for loans more than six months overdue and/or in receivership is calculated according to the following considerations:
- In the case of security interests (mortgages and security trusts), 60% of the value of the remaining units can be recovered. In other words, the sum of future cash flows corresponds to 60% of the estimated value of the remaining units. This discount corresponds to a possible reduction in the sale price in the context of an auction or private treaty sale, including legal and advisory fees.
- In the case of units commercialised (compromises signed) for an amount greater than the remaining capital, Raizers considers that recovery will be up to 100% of the outstanding capital.
- In the absence of collateral, Raizers does not anticipate any additional cash flows.
The cost of risk presented is therefore particularly pessimistic, as the above assumptions do not take into account higher recovery (principal and interest).
Updated on 11 February 2025
Global indicators
From calendar year 2016 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
---|---|---|---|---|---|---|---|---|---|
Amount financed | |||||||||
Number of projects | 391 | 13 | 32 | 52 | 83 | 94 | 71 | 40 | 1 |
Nominal amount funded | €395,417,869.40 | €5,139,000.00 | €24,185,000.00 | €45,393,000.00 | €90,583,869.40 | €116,362,000.00 | €74,392,000.00 | €36,964,000.00 | €740,000.00 |
Weighted average loan duration | 21 months | 29 months | 19 months | 22 months | 21 months | 21 months | 20 months | 19 months | 24 months |
Weighted average annual rate | 10.15% | 10.96% | 9.73% | 9.60% | 9.94% | 9.86% | 10.64% | 11.43% | 11.00% |
Reimbursement | |||||||||
Nominal repaid | €198,157,325.95 | €5,066,421.00 | €19,974,300.00 | €37,849,098.37 | €53,567,476.81 | €52,352,384.76 | €21,323,237.83 | €6,365,407.18 | €0.00 |
Portion of the reimbursed capital | 50.11% | 99.00% | 83.00% | 83.00% | 59.00% | 45.00% | 29.00% | 17.00% | 0.00% |
Interest paid | €40,527,960.10 | €805,848.74 | €2,985,216.91 | €5,527,166.42 | €11,320,694.16 | €13,386,666.09 | €4,867,959.20 | €1,349,928.58 | €0.00 |
Provisions/Losses | €44,685,374.91 | €0.00 | €0.00 | €7,085,568.63 | €18,569,854.59 | €18,469,951.69 | €560,000.00 | €0.00 | €0.00 |
Reimbursement details
From calendar year 2016 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
---|---|---|---|---|---|---|---|---|---|
Fully reimbursed | |||||||||
Number of projects | 187 | 12 | 27 | 42 | 49 | 33 | 16 | 3 | 0 |
Nominal amount returned | €162,592,869.40 | €4,655,000.00 | €19,675,000.00 | €33,983,000.00 | €44,840,869.40 | €45,155,000.00 | €11,325,000.00 | €1,300,000.00 | €0.00 |
Interest paid | €22,738,234.93 | €648,230.54 | €2,498,625.41 | €4,654,139.59 | €6,661,235.28 | €6,801,444.98 | €1,118,892.68 | €71,186.45 | €0.00 |
Tracking outstanding balances | |||||||||
Number of projects | 73 | 0 | 0 | 0 | 0 | 4 | 32 | 36 | 1 |
Nominal repaid | €10,175,055.52 | €0.00 | €0.00 | €0.00 | €0.00 | €2,279,000.50 | €2,830,647.84 | €5,065,407.18 | €0.00 |
Interest paid | €4,513,258.37 | €0.00 | €0.00 | €0.00 | €0.00 | €711,044.85 | €2,523,471.39 | €1,278,742.13 | €0.00 |
Nominal amount outstanding | €65,402,944.48 | €0.00 | €0.00 | €0.00 | €0.00 | €4,622,999.50 | €32,941,352.16 | €27,098,592.82 | €740,000.00 |
Remaining interest to be paid | €10,916,410.28 | €0.00 | €0.00 | €0.00 | €0.00 | €1,164,493.17 | €4,980,949.59 | €4,608,167.52 | €162,800.00 |
0 to 6 months behind contractual schedule | |||||||||
Number of projects | 18 | 0 | 0 | 0 | 0 | 10 | 8 | 0 | 0 |
Nominal repaid | €7,189,231.35 | €0.00 | €0.00 | €0.00 | €0.00 | €456,672.36 | €6,732,558.99 | €0.00 | €0.00 |
Intérêts versés | €1,558,340.85 | €0.00 | €0.00 | €0.00 | €0.00 | €1,140,465.85 | €417,875.00 | €0.00 | €0.00 |
Outstanding nominal amount | €13,040,768.65 | €0.00 | €0.00 | €0.00 | €0.00 | €9,553,327.64 | €3,487,441.01 | €0.00 | €0.00 |
Remaining interest payable | €2,497,204.75 | €0.00 | €0.00 | €0.00 | €0.00 | €1,184,336.48 | €1,312,868.27 | €0.00 | €0.00 |
0 to 6 months behind schedule | |||||||||
Number of projects | 33 | 0 | 0 | 0 | 2 | 17 | 13 | 1 | 0 |
Amount returned | €2,736,180.74 | €0.00 | €0.00 | €0.00 | €208,000.00 | €2,093,149.74 | €435,031.00 | €0.00 | €0.00 |
Interest paid | €2,995,596.71 | €0.00 | €0.00 | €0.00 | €427,328.00 | €1,760,548.58 | €807,720.13 | €0.00 | €0.00 |
Outstanding nominal amount | €33,803,819.26 | €0.00 | €0.00 | €0.00 | €1,317,000.00 | €17,906,850.26 | €11,079,969.00 | €3,500,000.00 | €0.00 |
Remaining interest payable | €4,571,955.49 | €0.00 | €0.00 | €0.00 | €107,840.55 | €2,590,172.62 | €1,418,942.32 | €455,000.00 | €0.00 |
Overdue more than 6 months according to the contract | |||||||||
Number of projects | 12 | 0 | 0 | 0 | 6 | 6 | 0 | 0 | 0 |
Nominal repaid | €3,318,992.00 | €0.00 | €0.00 | €0.00 | €3,118,992.00 | €200,000.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €2,523,983.54 | €0.00 | €0.00 | €0.00 | €1,323,408.54 | €1,200,575.00 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €8,946,008.00 | €0.00 | €0.00 | €0.00 | €2,731,008.00 | €6,215,000.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €1,558,113.29 | €0.00 | €0.00 | €0.00 | €824,652.90 | €733,460.39 | €0.00 | €0.00 | €0.00 |
Overdue more than 6 months | |||||||||
Number of projects | 42 | 0 | 0 | 9 | 18 | 14 | 1 | 0 | 0 |
Nominal amount returned | €6,852,625.09 | €0.00 | €0.00 | €3,774,431.37 | €1,698,145.41 | €1,380,048.31 | €0.00 | €0.00 | €0.00 |
Interest paid | €3,535,127.98 | €0.00 | €0.00 | €782,967.83 | €1,231,416.83 | €1,520,743.32 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €44,685,374.91 | €0.00 | €0.00 | €7,085,568.63 | €18,569,854.59 | €18,469,951.69 | €560,000.00 | €0.00 | €0.00 |
Remaining interest payable | €3,867,968.14 | €0.00 | €0.00 | €130,160.66 | €1,232,611.26 | €2,505,196.22 | €0.00 | €0.00 | €0.00 |
Bankruptcy proceedings | |||||||||
Number of projects | 26 | 1 | 5 | 1 | 8 | 10 | 1 | 0 | 0 |
Nominal repaid | €5,292,371.85 | €411,421.00 | €299,300.00 | €91,667.00 | €3,701,470.00 | €788,513.85 | €0.00 | €0.00 | €0.00 |
Interest paid | €2,663,417.72 | €157,618.20 | €486,591.50 | €90,059.00 | €1,677,305.51 | €251,843.51 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €31,381,628.15 | €72,579.00 | €4,210,700.00 | €458,333.00 | €14,398,530.00 | €7,241,486.15 | €5,000,000.00 | €0.00 | €0.00 |
Remaining interest payable | €2,780,731.80 | €0.00 | €195,100.50 | €245,402.00 | €334,641.10 | €1,180,588.20 | €825,000.00 | €0.00 | €0.00 |
Definitive loss | |||||||||
Number of projects | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Nominal amount outstanding | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Return rate | |||||||||
Internal return rate net of risk * | 6.60% | 10.93% | 6.51% | 4.19% | 1.57% | 7.26% | 9.98% | 12.20% | 11.00% |
Maximum possible internal return rate | 10.33% | 11.08% | 9.42% | 9.75% | 10.07% | 10.03% | 10.86% | 12.10% | 11.00% |
Annualized risk-related cost * | 3.74% | 0.15% | 2.91% | 5.56% | 8.50% | 2.76% | 0.87% | -0.11% | 0.00% |
*The internal rate of return net of risk for loans more than six months overdue and/or in receivership is calculated according to the following considerations:
- In the case of security interests (mortgages and security trusts), 60% of the value of the remaining units can be recovered. In other words, the sum of future cash flows corresponds to 60% of the estimated value of the remaining units. This discount corresponds to a possible reduction in the sale price in the context of an auction or private treaty sale, including legal and advisory fees.
- In the case of units commercialised (compromises signed) for an amount greater than the remaining capital, Raizers considers that recovery will be up to 100% of the outstanding capital.
- In the absence of collateral, Raizers does not anticipate any additional cash flows.
The cost of risk presented is therefore particularly pessimistic, as the above assumptions do not take into account higher recovery (principal and interest).
Updated on 11 February 2025
Global indicators
From calendar year 2016 | 2023 | 2024 | 2025 | |
---|---|---|---|---|
Amount financed | ||||
Number of projects | 17 | 2 | 14 | 1 |
Nominal amount funded | €12,720,000.00 | €755,000.00 | €11,365,000.00 | €600,000.00 |
Weighted average loan duration | 20 months | 15 months | 20 months | 24 months |
Weighted average annual rate | 11.77% | 11.46% | 11.78% | 12.00% |
Reimbursement | ||||
Nominal repaid | €1,079,871.74 | €755,000.00 | €324,871.74 | €0.00 |
Portion of the reimbursed capital | 8.49% | 100.00% | 3.00% | 0.00% |
Interest paid | €462,039.79 | €71,439.79 | €390,600.00 | €0.00 |
Provisions/Losses | €0.00 | €0.00 | €0.00 | €0.00 |
Reimbursement details
From calendar year 2016 | 2023 | 2024 | 2025 | |
---|---|---|---|---|
Fully reimbursed | ||||
Number of projects | 2 | 2 | 0 | 0 |
Nominal amount returned | €755,000.00 | €755,000.00 | €0.00 | €0.00 |
Interest paid | €71,439.79 | €71,439.79 | €0.00 | €0.00 |
Tracking outstanding balances | ||||
Number of projects | 15 | 0 | 14 | 1 |
Nominal repaid | €324,871.74 | €0.00 | €324,871.74 | €0.00 |
Interest paid | €390,600.00 | €0.00 | €390,600.00 | €0.00 |
Nominal amount outstanding | €11,640,128.26 | €0.00 | €11,040,128.26 | €600,000.00 |
Remaining interest to be paid | €2,023,988.59 | €0.00 | €1,879,988.59 | €144,000.00 |
0 to 6 months behind contractual schedule | ||||
Number of projects | 0 | 0 | 0 | 0 |
Nominal repaid | €0.00 | €0.00 | €0.00 | €0.00 |
Intérêts versés | €0.00 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 |
0 to 6 months behind schedule | ||||
Number of projects | 0 | 0 | 0 | 0 |
Amount returned | €0.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €0.00 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 |
Overdue more than 6 months according to the contract | ||||
Number of projects | 0 | 0 | 0 | 0 |
Nominal repaid | €0.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €0.00 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 |
Overdue more than 6 months | ||||
Number of projects | 0 | 0 | 0 | 0 |
Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €0.00 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 |
Bankruptcy proceedings | ||||
Number of projects | 0 | 0 | 0 | 0 |
Nominal repaid | €0.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €0.00 | €0.00 | €0.00 | €0.00 |
Outstanding nominal amount | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 |
Definitive loss | ||||
Number of projects | 0 | 0 | 0 | 0 |
Nominal amount returned | €0.00 | €0.00 | €0.00 | €0.00 |
Interest paid | €0.00 | €0.00 | €0.00 | €0.00 |
Nominal amount outstanding | €0.00 | €0.00 | €0.00 | €0.00 |
Remaining interest payable | €0.00 | €0.00 | €0.00 | €0.00 |
Return rate | ||||
Internal return rate net of risk * | 12.00% | 11.45% | 12.04% | 12.00% |
Maximum possible internal return rate | 11.77% | 11.45% | 11.78% | 12.00% |
Annualized risk-related cost * | -0.23% | 0.00% | -0.26% | 0.00% |
*The internal rate of return net of risk for loans more than six months overdue and/or in receivership is calculated according to the following considerations:
- In the case of security interests (mortgages and security trusts), 60% of the value of the remaining units can be recovered. In other words, the sum of future cash flows corresponds to 60% of the estimated value of the remaining units. This discount corresponds to a possible reduction in the sale price in the context of an auction or private treaty sale, including legal and advisory fees.
- In the case of units commercialised (compromises signed) for an amount greater than the remaining capital, Raizers considers that recovery will be up to 100% of the outstanding capital.
- In the absence of collateral, Raizers does not anticipate any additional cash flows.
The cost of risk presented is therefore particularly pessimistic, as the above assumptions do not take into account higher recovery (principal and interest).
Updated on 13 June 2022
Performance indicators for equities operations
From calendar year 2015 |
2015 | 2016 | 2017 | 2018 | 2019 | |
---|---|---|---|---|---|---|
Share issue | ||||||
Amount raised | €13,911,575.00 | €1,607,374.00 | €3,515,730.00 | €6,624,662.00 | €1,463,158.00 | €700,651.00 |
Number of projects funded | 31 | 7 | 7 | 10 | 5 | 2 |
Average amount raised | €448,760.00 | €229,625.00 | €502,247.00 | €662,466.00 | €292,632.00 | €350,326.00 |
% innovation | 47.00% | 34.00% | 22.00% | 54.00% | 67.00% | 100.00% |
% traditional sector | 52.00% | 66.00% | 78.00% | 46.00% | 33.00% | 0.00% |
Number of positive exits | 6 | 4 | 1 | 1 | 0 | 0 |
Number of defaults | 8 | 2 | 4 | 2 | 0 | 0 |
Average duration of collects | 102 months | 0 months | 0 months | 0 months | 0 months | 0 months |
Average investment per operation | €11,402.00 | €0.00 | €0.00 | €0.00 | €0.00 | €0.00 |
Health indicators of the operations
Maria Aurelia by Innova Blue
|
Feb 2025
Lucciana by Bati Promo
|
Dec 2024
|
Gladys by VP GROUP
|
Dec 2024
Résidence du Bois de l'Or by JAJ Patrimoine & Promotion
|
Dec 2024
|
Caissargues by STS
|
Dec 2024
Pereire by Prony Investissements
|
Nov 2024
|
Résidence Peyroutic by Born Invest
|
Nov 2024
Les Arcades du Rézil by Valérie Chovet Promotion
|
Nov 2024
|
Aristote by Bourbon Développement
|
Oct 2024
La Perle Noire by Némésis Promotion
|
Oct 2024
|
Fonsorbes by Envergure 31
|
Sep 2024
Paris 12 by SHENZONG
|
Sep 2024
|
Rue des Arbustes by Lead Light
|
Sep 2024
Le Vieux Château by Continental Foncier
|
Sep 2024
|
Arpajon by TMC
|
Sep 2024
Jules Verne by EG MDB
|
Aug 2024
|
Atica by Groupe Nihad Adame
|
Aug 2024
Aubais by Valérie Chovet Promotion
|
Aug 2024
|
Sainte-Marie by Via Villa 151 by Ycap
|
Aug 2024
Vert Chateaubanne by Novapolis Immobilier
|
Aug 2024
|
Maria Aurelia by Innova Blue Feb 2025 |
Lucciana by Bati Promo Dec 2024 |
Gladys by VP GROUP Dec 2024 |
Résidence du Bois de l'Or by JAJ Patrimoine & Promotion Dec 2024 |
Caissargues by STS Dec 2024 |
Pereire by Prony Investissements Nov 2024 |
Résidence Peyroutic by Born Invest Nov 2024 |
Les Arcades du Rézil by Valérie Chovet Promotion Nov 2024 |
Aristote by Bourbon Développement Oct 2024 |
La Perle Noire by Némésis Promotion Oct 2024 |
Fonsorbes by Envergure 31 Sep 2024 |
Paris 12 by SHENZONG Sep 2024 |
Rue des Arbustes by Lead Light Sep 2024 |
Le Vieux Château by Continental Foncier Sep 2024 |
Arpajon by TMC Sep 2024 |
Jules Verne by EG MDB Aug 2024 |
Atica by Groupe Nihad Adame Aug 2024 |
Aubais by Valérie Chovet Promotion Aug 2024 |
Sainte-Marie by Via Villa 151 by Ycap Aug 2024 |
Vert Chateaubanne by Novapolis Immobilier Aug 2024 |