Performance Indicators

Updated on 7 July 2023

From calendar year 2016 2016 2017 2018 2019 2020 2021 2022 2023
Amount financed
Number of projects 317 2 3 13 32 52 83 96 36
Nominal amount funded €322,062,971.00 €1,028,500.00 €630,500.00 €5,139,000.00 €24,185,000.00 €45,393,000.00 €90,244,971.00 €118,662,000.00 €36,780,000.00
Weighted average loan duration 0 months 24 months 18 months 20 months 21 months 20 months 21 months 20 months 21 months
Weighted average annual rate 0.00% 10.00% 10.33% 10.12% 9.83% 9.86% 9.93% 9.85% 10.06%
Reimbursement
Nominal repaid €109,301,534.75 €1,028,500.00 €630,500.00 €4,971,421.00 €19,841,762.00 €35,401,562.10 €33,736,894.27 €13,690,895.38 €0.00
Portion of the reimbursed capital 33.94% 100.00% 100.00% 96.74% 82.04% 77.99% 37.38% 11.54% 0.00%
Interest paid €23,872,942.48 €197,430.00 €87,050.00 €804,548.74 €2,871,962.91 €5,274,290.29 €8,350,430.76 €5,552,179.78 €735,050.00
Provisions/Losses €5,028,951.34 €0.00 €0.00 €127,579.00 €2,610,700.00 €2,290,672.34 €0.00 €0.00 €0.00
Fully reimbursed
Number of projects 124 2 3 11 26 38 34 10 0
Nominal amount returned €90,922,101.60 €1,028,500.00 €630,500.00 €4,255,000.00 €18,175,000.00 €31,439,000.00 €25,864,101.60 €9,530,000.00 €0.00
Interest paid €10,969,450.13 €197,430.00 €87,050.00 €576,730.54 €2,235,371.41 €3,973,992.21 €3,288,309.17 €610,566.80 €0.00
Tracking outstanding balances
Number of projects 155 0 0 1 0 4 29 85 36
Nominal repaid €9,208,324.38 €0.00 €0.00 €360,000.00 €0.00 €987,500.00 €3,699,929.00 €4,160,895.38 €0.00
Interest paid €9,403,603.10 €0.00 €0.00 €70,200.00 €0.00 €487,606.15 €3,169,133.97 €4,941,612.98 €735,050.00
Nominal amount outstanding €179,552,675.62 €0.00 €0.00 €40,000.00 €0.00 €3,086,500.00 €35,215,071.00 €104,431,104.62 €36,780,000.00
Remaining interest to be paid €25,507,334.80 €0.00 €0.00 €1,300.00 €0.00 €684,578.25 €4,671,394.45 €14,236,063.21 €5,913,998.89
0 to 6 months behind schedule
Number of projects 30 0 0 0 2 7 20 1 0
Amount returned €7,576,060.11 €0.00 €0.00 €0.00 €1,367,462.00 €2,035,734.44 €4,172,863.67 €0.00 €0.00
Interest paid €2,925,620.55 €0.00 €0.00 €0.00 €310,000.00 €722,632.93 €1,892,987.62 €0.00 €0.00
Outstanding nominal amount €28,179,809.29 €0.00 €0.00 €0.00 €1,732,538.00 €4,614,265.56 €21,293,005.73 €540,000.00 €0.00
Remaining interest payable €5,650,389.58 €0.00 €0.00 €0.00 €649,941.20 €1,092,982.63 €3,848,065.75 €59,400.00 €0.00
Overdue more than 6 months and/or bankruptcy proceedings
Number of projects 8 0 0 1 4 3 0 0 0
Nominal amount returned €1,595,048.66 €0.00 €0.00 €356,421.00 €299,300.00 €939,327.66 €0.00 €0.00 €0.00
Interest paid €574,268.70 €0.00 €0.00 €157,618.20 €326,591.50 €90,059.00 €0.00 €0.00 €0.00
Outstanding nominal amount €5,028,951.34 €0.00 €0.00 €127,579.00 €2,610,700.00 €2,290,672.34 €0.00 €0.00 €0.00
Remaining interest payable €1,294,528.33 €0.00 €0.00 €40,921.65 €443,817.65 €809,789.03 €0.00 €0.00 €0.00
Definitive loss
Number of projects 0 0 0 0 0 0 0 0 0
Nominal amount returned €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Interest paid €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Nominal amount outstanding €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Remaining interest payable €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00 €0.00
Return rate
Internal return rate net of risk * 9.25% 9.86% 10.36% 10.26% 3.84% 7.22% 10.34% 10.06% 9.91%
Maximum possible internal return rate 10.03% 9.86% 10.36% 11.16% 9.60% 9.53% 10.34% 10.06% 9.91%
Annualized risk-related cost * 0.77% 0.00% 0.00% 0.91% 5.76% 2.31% 0.00% 0.00% 0.00%

*The internal return rate net of risk is calculated as follows: Raizers considers that for loans that are more than six months overdue and/or in collective proceedings, 50% of the value of the remaining units can be recovered in the event of a security interest (mortgage, security trust). This means that the sum of the future flows and any instalments already paid corresponds to 50% of the estimated value of the remaining units. In the absence of a security interest, future flows are provisioned at 100% and therefore considered as zero. The presented risk-related cost is therefore particularly pessimistic because it does not take into account a higher recovery.

Performance indicators for equities operations

Updated on 13 June 2022

From calendar year
2015
2015 2016 2017 2018 2019
Share issue
Amount raised €13,911,575.00 €1,607,374.00 €3,515,730.00 €6,624,662.00 €1,463,158.00 €700,651.00
Number of projects funded 31 7 7 10 5 2
Average amount raised €448,760.00 €229,625.00 €502,247.00 €662,466.00 €292,632.00 €350,326.00
% innovation 47.00% 34.00% 22.00% 54.00% 67.00% 100.00%
% traditional sector 52.00% 66.00% 78.00% 46.00% 33.00% 0.00%
Number of positive exits 6 4 1 1 0 0
Number of defaults 8 2 4 2 0 0
Average duration of collects 102 months 0 months 0 months 0 months 0 months 0 months
Average investment per operation €11,402.00 €0.00 €0.00 €0.00 €0.00 €0.00

Health indicators of the operations

  Madison by Participations et Investissements | Aug 2023
  Pierrefitte-sur-Seine by IRDAP | Aug 2023
  Casa Cordilheira by N&N BUILDINGS | Jul 2023
  Greuze by MKAA | Jul 2023
  La Queue en Brie by MGA | Jul 2023
  Sainte-Lucie by MMB | Jul 2023
  Gisèle by Groupe Nihad Adame | Jul 2023
  Le LUX by Jocethad | Jun 2023
  | Jun 2023
  Villa Amor Amor by Prestige & Classic Design | Jun 2023
  Valendalle by Luma | Jun 2023
  Rue de la Prévoyance by AB GROUP HOLDING | Jun 2023
  Maison Groane by La Nuova Immobiliare | May 2023
  Brise Marine by CRT Promotion | May 2023
  Haute Bonne by SASU HABERE | May 2023
  Corvera by Mediterranean Reit | May 2023
  Le Sorbier by GM Promotion Immobilière | May 2023
  9 Lardennois by SAS Lardennois | Apr 2023
  La Frégate by Via Construction | Apr 2023
  Rue Sauvage by CIGD | Apr 2023
 

Madison by Participations et Investissements

Aug 2023

 

Pierrefitte-sur-Seine by IRDAP

Aug 2023

 

Casa Cordilheira by N&N BUILDINGS

Jul 2023

 

Greuze by MKAA

Jul 2023

 

La Queue en Brie by MGA

Jul 2023

 

Sainte-Lucie by MMB

Jul 2023

 

Gisèle by Groupe Nihad Adame

Jul 2023

 

Le LUX by Jocethad

Jun 2023

 

Jun 2023

 

Villa Amor Amor by Prestige & Classic Design

Jun 2023

 

Valendalle by Luma

Jun 2023

 

Rue de la Prévoyance by AB GROUP HOLDING

Jun 2023

 

Maison Groane by La Nuova Immobiliare

May 2023

 

Brise Marine by CRT Promotion

May 2023

 

Haute Bonne by SASU HABERE

May 2023

 

Corvera by Mediterranean Reit

May 2023

 

Le Sorbier by GM Promotion Immobilière

May 2023

 

9 Lardennois by SAS Lardennois

Apr 2023

 

La Frégate by Via Construction

Apr 2023

 

Rue Sauvage by CIGD

Apr 2023

 
No default or event
 
Contractual deferral of repayment due to delay in meeting the initial deadline or delay in relation to the already postponed deadline
 
Delay of more than 6 months, collective proceedings (project company and/or promoter) or early repayment.
 
Proven partial or total loss (interest and/or capital)